Posts tagged as:

Insurance

Making Your “Short List”

Analyze the type of driving you do (city, country, highway, commuting, weekend tours, shopping trips), and the distance you travel in a typical year. Determine the usual number of passengers in your car. Familiarize yourself with cars and options available; read car ads and articles in auto magazines and consumer publications. Decide on the price [...]

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What You Need to Know in Getting Vehicle Insurance

In this article, I want to point out some very serious mistakes owners make after their collector car is damaged in an accident. Insurance companies, even the ones that carry policies specifically designed for old cars, are not in the business of restoration. Despite this, after an accident, many owners try to persuade the adjusters [...]

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10 Steps to buying a New Car: Reviewing and signing the paperwork

At the dealership, you will be presented with the contract for your new car and a dizzying array of forms to sign. This might be done by the Internet salesperson you have been dealing with, or it could be done in a separate office by the finance and insurance (F&I) manager. If this happens, the [...]

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10 Steps to Buying a New Car: Test-driving the car salesman

As you make follow-up phone calls to dealerships to locate the exact car you want to buy, you can also test-drive the car salesman. In other words, you can determine if this is a person you want to do business with. It’s a good idea to consider this issue ahead of time, before you get [...]

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How much can you afford?

This is a good place to start your car-shopping adventure. If you put a high priority on look and style, you might decide to allocate a larger portion of your paycheck toward a new car. If you think of a car as transportation only, you’ll want to spend as little as possible on your next [...]

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Is your personal information safe?

The transponder in your Manitoba EIC is passive – that means it does not have its own power source and does not send out information on its own. It must be activated by an RFID scanner and can only be activated when it’s removed from its protective sleeve and within readable range (a maximum of [...]

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Using your protective sleeve to help secure your personal information

The Manitoba EIC comes with a protective sleeve to prevent the RFID chip from being read by an unintended scanner. You should keep it in its protective sleeve at all times when not in use, otherwise it could be read by an unintended scanner. This is important because if your RFID chip is read by [...]

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What is RFID?

RFID (Radio Frequency Identification) is a wireless technology that stores and retrieves information remotely. It has been used for over 30 years and can be found in many car keys and bank cards. In Canada, RFID technology has been used in border crossing cards, such as NEXUS and FAST cards, since 1995. RFID technology is [...]

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Why won’t you pay for a complete paint job on my older car?

The partial painting you’ve allowed may not match the rest of my paint. This gets back to the principle of depreciation. Your Autopac insurance covers accidental damage. It doesn’t cover how much something might be worn out or faded. You’ll find though, that most body shops can match your paint pretty closely, even on an [...]

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What is depreciation and why do I have to pay it?

Automobile insurers try to match what they give you to the value of what you actually lost. For instance, equal value for a half worn-out tire is a tire with similar wear – not a brand new one. But it may not be practical, or even safe, to give you a half worn-out tire. Instead, [...]

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